What are the Mpesa charges and rates and in Kenya? What are the MPESA charges for withdrawing from an agent? And what is the cost of transferring money to an un-registered Safaricom Number?

In this article, we will answer all the above questions.

We will look at what Safaricom is charging currently for their services. Now, the tariffs charges by telecommunication company, largely depends on the amount in question.

First, there are important staff to note down. To be registered as an Mpesa user is free. This can be done at the nearest MPESA AGENT.

In addition, depositing money is also zero rated. You don’t have to pay anything.

Thirdly, buying credit or bundles (data) for a Safaricom line is also free of any charges. However, if you buy for other networks, you will incur some costs. These include Orange Kenya and Airtel.

The Safaricom MPESA transfer and withdrawal charges only depends on one factor. The amount involved.

In a day, you can send a maximum of KSh. 140,000 using MPESA. However, the transaction limit is KSh. 70,000. Therefore, you will have to send the 140,000K in two batches.

Currently, it costs more amount to send money to an un-registered number in 2017.

Withdrawal Cost from M-PESA Agent

Min(KSHs.)Max(KSHs.)M-PESA Charges
149N/A
5010010
10150027
5011,00027
1,0011,50027
1,5012,50027
2,5013,50049
3,5015,00066
5,0017,50082
7,50110,000110
10,00115,000159
15,00120,000176
20,00125,000187
25,00130,000187
30,00135,000187
35,00140,000275
40,00145,000275
45,00150,000275
50,00170,000330

 

MPESA Transfer to Unregistered Users Charges

Min(KSHs.)Max(KSHs.)M-PESA Charges
149N/A
50100N/A
10150044
5011,00048
1,0011,50058
1,5012,50073
2,5013,500110
3,5015,000132
5,0017,500163
7,50110,000201
10,00115,000260
15,00120,000282
20,00125,000303
25,00130,000303
30,00135,000303
35,00140,000N/A
40,00145,000N/A
45,00150,000N/A
50,00170,000N/A

 

Transfer to other M-PESA Users Cost

Min(KSHs.)Max(KSHs.)M-PESA Charges
149Free
50100Free
10150011
5011,00015
1,0011,50025
1,5012,50040
2,5013,50055
3,5015,00060
5,0017,50075
7,50110,00085
10,00115,00095
15,00120,000100
20,00125,000110
25,00130,000110
30,00135,000110
35,00140,000110
40,00145,000110
45,00150,000110
50,00170,000110

 

MPESA ATM Withdrawal Expense

Min(KSHs.)Max(KSHs.)M-PESA Charges
2002,50033
2,5015,00066
5,00110,000110
50120,000193

 

There are Importants things to take into consideration when using Safaricom Mpesa

  1. The maximum amount of cash you can have in your line is KSHs.100,000
  2. The maximum Daily Transaction limit is KSHs.140,000. While the maximum per transaction is KSHs.70,000
  3. The minimum amount you can withdraw from your account is KSH. 50 at any Mpesa Agent or Outlet.
  4. To carry out any transaction, the Safaricom line you have in your phone must be active. In addition, the Mpesa account must also be active.
  5. At an agent outlet, you cannot deposit money directly into another M-PESA customer's account. (haaaaaaha- this is the only Mpesa rule that most people can break)
  6. When you transact on M-Pesa, you earn Bonga points.

What are the requirements for registering on M-Pesa as a user?

To register or transact at any M-PESA Agent outlet: you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate

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